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Widely considered as a person’s most expensive purchase is the home in which they live. Having the most comprehensive home insurance in place with the proper limits to rebuild your home in the event of a total loss is therefore absolutely vital.
As one of BC’s largest broker networks specializing in house insurance, we calculate the current rebuilding cost of your home using various professional evaluation methods. These tools are based on costs obtained from contractors and appraisers and allow us to offer some of the best and most accurate home insurance policies available in British Columbia. Whether you live in Victoria, Vancouver, or a more remote area of BC, we offer competitive home insurance products for all British Columbians.
From your beautiful hardwood floors to your brand new granite countertops and everything in between, the insurance policy you buy is there to ensure that your home will be rebuilt or fixed as good as it was before your loss, if not better. This policy also provides coverage for things such as outhouses, garden sheds, patios, decks, and even that beautiful garage you just built.
From your beautiful hardwood floors to your brand new granite countertops and everything in between, the insurance policy you buy is there to ensure that your home will be rebuilt or fixed as good as it was before your loss, if not better. This policy also provides coverage for things such as outhouses, garden sheds, patios, decks, and even that beautiful garage you just built.
From your beautiful hardwood floors to your brand new granite countertops and everything in between, the insurance policy you buy is there to ensure that your home will be rebuilt or fixed as good as it was before your loss, if not better. This policy also provides coverage for things such as outhouses, garden sheds, patios, decks, and even that beautiful garage you just built.
From your beautiful hardwood floors to your brand new granite countertops and everything in between, the insurance policy you buy is there to ensure that your home will be rebuilt or fixed as good as it was before your loss, if not better. This policy also provides coverage for things such as outhouses, garden sheds, patios, decks, and even that beautiful garage you just built.
Our online homeowners insurance policy offers a comprehensive home insurance solution that our BC customers love. It features a series of industry-leading coverages, elevated coverage limits, and it’s backed by superior, locally operated claims service. We have featured some of the key components of our online homeowners policy below:
Dwelling
$250,000 - $1,200,000 | Guaranteed Replacement Cost Included
Detached Private Structure
Up to 10% of Dwelling Limit
Personal Contents
Up to 70% of Dwelling Limit
Personal Liability
Up to $3,000,000
Additional Living Expenses
Up to 20% of Dwelling Limit
Identity Theft
Up to $15,000
Sewer Backup
Up to Dwelling Limit – If eligible
Bicycles
Up to $3,000 Each
Jewellery, Watches, Gems
Up to $10,000
And More!
– Coverages subject to eligibility and may change at any time.
This coverage provides broader water damage protection in the case of loss or damage caused by and happening at the same time as surface water, groundwater or sewer back up event. The coverage limits are the same as those available for Sewer Backup but may not be available to all BC residents, and is subject to the policy deductible.
Earthquakes are common in BC, with an average of 3,000 reported each year. To cover any damage caused to your home as a direct result of a seismic event, you can add earthquake coverage to your homeowners insurance policy.
In addition to a number of important add-ons, our online Homeowners policy provides you with a number of flexible and customizable coverage options. For example, you can select your policy deductible, home deductible protection limit, personal property limit, and even schedule special items such as jewelry, bicycles, and other items.
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